Module 5 · Finance stage

First-Time Buyer Programs

Discover the assistance programs and grants that can lower the cash you need up front.

6 lessons · about 42 minutes

Lessons in this module

  1. 1What Is a First-Time Home Buyer?An explanation of how the term first-time home buyer is often defined and why the definition matters for program eligibility.6 min
  2. 2Understanding Down Payment AssistanceAn overview of down payment assistance programs, how they generally work, and common forms they take.6 min
  3. 3Grants vs. LoansA comparison of grants and loans as forms of down payment or closing cost assistance for home buyers.6 min
  4. 4State and Local Buyer ProgramsAn overview of state and local first-time buyer programs and how they generally differ from national options.6 min
  5. 5Employer Home Buying AssistanceAn overview of employer-provided home buying assistance benefits and how they are generally structured.6 min
  6. 6How to Find Programs You May Qualify ForPractical guidance on researching and identifying home buyer assistance programs you may be eligible for.6 min

Educational content only — not financial, legal, or tax advice.